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Personal third-party liability

If you accidentally cause harm to another person or their property, you have to pay for it. This insurance does that for you.

You can count on us

You speak directly to your own adviser.

What it can cover

The exact cover depends on the insurer and the option you choose. We explain it to you before you decide.

Private life

Damage that you or your family cause in everyday life.

Legal defence

A lawyer and bail bonds if legal action is taken against you.

Activities

Sports, hunting or other activities that pose a risk to third parties.

Family liability

A ball that breaks a window, a fall that injures a passer-by, a leak that floods your neighbour’s flat. It covers the whole family.

Typical cover: The whole family, and property damage and bodily injury.

Hunters and anglers

The third-party liability cover you need to practise the activity with a licence.

Typical cover: Hunting and fishing.

Sport and leisure

For anyone who does activities that could cause harm to other people: skiing, cycling or horse riding.

Typical cover: Skiing, cycling and horse riding.

Your claim is our claim.

We don’t just process claims. We stand by you and defend your interests until the case is closed.

Frequently asked questions

If yours isn’t here, give us a call and we’ll explain.

Doesn't home insurance already include third-party liability?

Often it does, but with low limits or only for damage originating from the home. We’ll check it and extend it if necessary.

Liability for your professional activity is a separate policy. See liability insurance for businesses.

Are you properly insured?

We review your policies with no obligation and prepare a comparison of several insurers for you.

Online quote

All we need is your email and phone number. That’s enough for us to prepare your quote, with no obligation.

The more you tell us, the more accurate your quote will be.