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Liability insurance for businesses

It covers the damage your business activity, your products or your team may cause to customers and third parties.

You can count on us

You speak directly to your own adviser.

Types of liability

The exact cover depends on the insurer and the option you choose. We explain it to you before you decide.

Public liability

Injury to people or damage to property while you carry out your business.

Professional

Financial loss caused by an error in your service.

Directors

Personal claims against company officers.

General or public liability

The minimum any business should have: injury to people or damage to property while you carry out your activity.

Typical cover: Property damage, bodily injury and legal defence.

Professional indemnity

For professions where the risk is an error of judgement: advisers, architects, engineers, healthcare professionals or managers.

Typical cover: Errors and omissions and financial loss.

Directors' and officers' liability

The decisions you make running the company can lead to personal claims against you. This policy protects your personal assets.

Typical cover: Directors, officers and personal assets.

Employer's liability

If an employee has an accident at work and makes a claim against the company beyond the accident insurance.

Typical cover: Workplace accidents and employee claims.

Your claim is our claim.

We don’t just process claims. We stand by you and defend your interests until the case is closed.

Frequently asked questions

If yours isn’t here, give us a call and we’ll explain.

If I have general liability, do I need professional indemnity?

They cover different things. General liability covers property damage and bodily injury. Professional indemnity covers financial loss caused by an error in your service.

It depends on your sector, your turnover and what your clients or professional body require. We’ll look at it with you.

Are you properly insured?

We review your policies with no obligation and prepare a comparison of several insurers for you.

Online quote

All we need is your email and phone number. That’s enough for us to prepare your quote, with no obligation.

The more you tell us, the more accurate your quote will be.